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Physical disabilities are disabilities that may consist of anything from growth impairment to Rheumatoid Arthritis. A physical disability may even be a disability that cannot be seen with the naked eye. Millions of Americans suffer from a variety of disabilities; some very severe and others only minimal. There seems to be a stigma attached to the word disability which is unfortunate. The most important force behind persons suffering from physical disabilities are those people that educate others and fight against discrimination.

People afflicted with a physical disability that hinders them from working currently or performing any kind of work in the future may apply for benefits through Social Security. It's important for a person with a physical disability to first know their rights and also understand the laws associated with Social Security disability benefits. Social Security provided people with disability a three kind of their Benefits these are SSI Benefits, SSI/Title II Benefits and Disabled Adult Child Benefits:

SSI Benefits: Supplemental Security Income (SSI): These benefits are for children and adults with limited income and resources. Persons aged 65 or older are also eligible (with certain limitations for noncitizens). The 1999 SSI benefit level in California is $676 for an aged or disabled person and $1201 for a couple. If you receive other income (such as SSDI/Title II benefits) which is less than the SSI standard, you can also get an SSI check to supplement your other income. If you receive even one dollar of SSI, you are automatically entitled to Medi-Cal at no cost.

SSDI/Title II Benefits: Social Security Disability Insurance (SSDI) Benefits: These are benefits for people who have worked and paid into Social Security long enough to qualify for benefits when they become disabled. The spouse and children of the worker with a disability may be eligible for benefits in addition to worker’s benefits. These benefits are sometimes called Title II benefits. Title II is the section covering disability, retirement and dependent benefits in the Social Security Act. After 24 months of SSDI benefits, the worker starts getting Medicare.

Disabled Adult Child Benefits: Social Security Disabled Adult Child Benefits (DAC or CDB): This is a special Title II program for persons who are at least 18 years of age, who became severely disabled prior to age 22 and who are unmarried when they apply. These special dependent benefits draw upon the earnings record of a retired, disabled or deceased parent (or other caregiver) who paid into Social Security. The Disabled Adult Child is not eligible for these benefits until the parent begins receiving Title II benefits when retired or disabled or when the parent dies. After 24 months of benefits, the DAC/CDB recipient is eligible for Medicare.

These benefits from Social Security can help those with physical disabilities obtain the proper medication and receive adequate doctor visits. Most importantly, benefits can help families resume their quality of life. Physical disabilities do not disable people from living a fulfilling life; in fact, they can help people understand the importance of life itself.
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