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7 Important Things You Need to Know to Get Approved for SSI Disability

Getting approved for SSI disability isn’t easy especially if you’re a first time claimant with no idea how the process works. So how exactly do you get approved for SSI disability benefits when the odds – there are 35 million Americans who’ve reported having a severe disability – are against your favor?

Aside from the obvious choice of hiring a social security to prepare and handle your claim, you may also choose to educate yourself about how the process of getting approved for SSI benefits works. While availing of the knowledge and experience of a lawyer in getting claims approved will save you time and effort, if you learn enough, you may also facilitate your claim on your own.

So here 7 important things you need to know about getting approved for SSI disability benefits:

  1. SSI is short for Supplemental Security Income. This is one of the programs implemented by the Social Security Administration (SSA) wherein people who are either aged, blind, and disabled who have little or no income are given benefits.
  2. Thus, if you are disabled, even if you have not accumulated enough work credits, you may be given SSI disability benefits as this program funded by general tax revenues. Disabled or blind children may also receive SSI.
  3. SSI disability benefits provide monetary assistance to beneficiaries so that they may be able to afford basic needs for food, clothing, and shelter.
  4. An important aspect of your claim for SSI disability benefits is the disability determination process. You cannot be eligible to receive benefits if you do not fall under the definition of disability contemplated by the SSA. Your disability must significantly limit your ability to do basic work activities for at least one year.
  5. Disability under the SSA is defined as:
    • Inability to do any substantial gainful activity
    • Expected to result in death
    • Lasted or can be expected to last for a continuous period of not less than 12 months
  6. Your application for SSI benefits shall be sent to the Disability Determination Services office in your state. If your claim is approved, it gets forwarded back to your Social Security field office where they will process it and begin to pay you benefits. If it gets denied, you shall be informed of the decision in a letter.
  7. You have the right to appeal the decision if your claim gets denied by the SSA.

If despite your best efforts to get your claim approved is still in vain, you should immediately consult a social security attorney to help you file an appeal. Remember, there is a certain time limit for appealing or asking for reconsideration in your application so better act as soon as you receive notice of your rejection.

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