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Disability Compensation

Disability compensation is paid to disabled individuals who have paid contribution to Social Security. This compensation is paid in two programs, namely the Social Security Disability Insurance program and the Supplemental Security Income. Individuals who are eligible for disability insurance benefits are the ones who have paid a certain amount of social security tax over period of time. To avail these benefits, the person must prove that he became disabled at the time when disability insurance coverage was in force or he is not entitled to disability insurance benefits despite his serious medical condition. On the other hand, supplemental security income can be entitled to a person who has not worked enough in the past 10 years to be insured for disability insurance benefits, or has not worked at all in the last ten years. A person who aspires to obtain supplemental security supplements must meet the two requirements prior to acquisition. First, he must be disabled under the rules as for disability insurance. And since this benefit is based on the financial need, he must also have very little income or resources. The Federal law requires strict definition of disability; hence, before disability compensation is paid you have to meet the requirement of the Social Security Administration. While some programs pay individuals with short term or partial disability, Social Security does not.

Certain members of your family can also receive Compensation disability rate based on your work, and the amount can be determine by a Disability compensation chart. These family members can be your spouse, if he or she is sixty-two years old or older; your spouse, is he or she is caring for your child who is younger than sixteen or disabled; your unmarried child including an adopted child, stepchild or grandchild provided that the child is under the age of eighteen or nineteen if in elementary or secondary school; and your unmarried child who is eighteen years old or older if he or she has a disability that started before the age of twenty-two.

If you are receiving other government benefits, the amount of your Social Security disability compensation may be affected. Disability compensation rates for Workers compensation disability, Veterans disability compensation, Military Disability Compensation, and other public disability benefits such as those paid by a federal, local or state government for a disabling medical condition that are not job related may reduce your benefit. Hence, if you are receiving worker’s compensation and Social Security disability benefits, the total amount of these benefits cannot exceed eighty percent of your average current earnings before you became disabled.

Applying for Social Security benefit is never easy. The rules and procedures are complicated and confusing with many roadblocks as possible. Questions about proper application of this law are raised in many thousands of federal court and administrative hearings each year. That is why, it is essential to have a lawyer by your side if you are filing for a Social Security benefit. With the assistance of Social Security Attorneys, you will be advised on what steps to take in order to be more effective in your case. In addition, consulting them will also provide you with information that will be useful to your claim. Many doctors misunderstand the requests of Social Security and do not appreciate the significance of the paperwork that is being requested. For this reason, qualified Social Security lawyer can help doctors in completing the forms and appreciate the significance of what is being requested. Your Social Security lawyer can also verify that all of the appropriate medical records and test reports have been obtained to provide a sufficient basis for the decision.
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