Disabled persons who are unemployed and could no longer have substantial and gainful employment because of their disability can receive benefits from the Social Security Administration through the Supplemental Security Income.
Under the Supplemental Security Income (SSI) program, the government provides payments to an adult or child who is disabled and has limited income and resources (and their dependents). It provides cash to meet basic needs for food, clothing, and shelter. SSI benefits are however not based on your prior work or a family member's prior work. Its benefits are based on need rather than the amount paid into the program or the number of quarters worked.
SSI benefits are paid to eligible people only, not to family members or survivors. Children are required to have a medically determinable physical or mental impairment which results in marked and severe functional limitations.
The amount of benefits depends on beneficiary's income and whether the person lives alone, with others, in the household of another, or in a residential care facility. It also enables beneficiaries to be eligible for food stamps and in some cases an application for SSI benefits also serves as an application for food assistance.
Social Security SSI remains an option for a number of recipients and applicants who may meet federal criteria. Since SSI benefits are not time-limited, they offer greater stability to individuals who are disabled and who are not able to fulfill work requirements under TANF. SSI programs take into consideration the income and resources of individuals and families to establish the amount of aid provided to beneficiaries. To qualify for SSI, your monthly income cannot exceed the so-called federal benefit rate (FBR), which is set by law.