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Social Security Disability Benefit Insurance
 
We pay disability benefits under two programs: the Social Security Disability Benefit Insurance program and the Supplemental Security Income Benefit Insurance program. The medical requirements for disability payments are the same under both programs and a person's disability is determined by the same process. While eligibility for Social Security Disability Benefit Insurance is based on prior work under Social Security, SSI Benefit Insurance payments are made on the basis of financial need. And there are other differences in the eligibility rules for the two programs.

Social Security Disability Benefit Insurance is wage replacement income for individuals who have paid FICA taxes that meet Social Security's rules for disability. Social Security Disability Benefit Insurance is financed with Social Security taxes paid by workers, employers, and self-employed persons. Social Security Disability Benefit Insurance provides a variety of benefits to family members when a primary wage earner becomes disabled or dies. Social Security Disability Benefit Insurance are payable to disabled workers, widows, widowers, and children or adults disabled since childhood who are otherwise eligible.

Social Security Disability Benefit Insurance is referred to as DI or SSDI. Some use more inaccurate terms such as SSA benefits, Social Security disability benefits, or Social Security benefits, which can cause confusion with other Social Security’s programs.

Social Security Disability Benefit Insurance monthly benefit amounts are based on your lifetime average earnings. Annual adjustments, called indexing, are made to account for cost-of-living modifications or increases. Your Social Security Disability Benefit Insurance amount may be reduced due to Workers' Compensation payments and/or other public disability benefits payments, such as State Disability Insurance.

What is the difference between Social Security Disability Benefit Insurance and SSI Benefit Insurance? This is confusing to a lot of people because both programs are administered by the Social Security Administration. Social Security Disability Benefit Insurance is a program that workers, employers and the self-employed pay for with their Social Security taxes. You qualify for these benefits based on your work history and the amount of your benefit is based on your earnings. Supplemental Security Income Benefit Insurance is a program financed through general tax revenues not through Social Security trust funds. SSI disability Benefit Insurance are paid to people who have a disability and who don't own much or have a lot of income.

The Social Security Disability Benefit Insurance program pays benefits to disabled workers and their families. To be eligible for Social Security Disability Benefit Insurance, you must be disabled and must have earned a minimum number of credits from work covered under Social Security. The required number of credits varies depending on your age at the time you became disabled. 
 

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