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Social Security Disability Income


Assisting individuals with financial difficulty
Presently, there are two disability programs funded by the federal government to assist individuals who are having financial difficulty. These are the Social Security Disability Income (SSDI) and the Supplemental Security Income (SSI). It is a federal program of Social Administration which is available to legal resident of a particular state. Workers, employers and self –employed who have paid their taxes for the required length of time, are eligible for SSDI. In return, SSDI provides a variety of benefits to family members when the primary wage earner becomes disabled or dies. These benefits are made payable to disabled workers, widows, widowers, and children or adults who are disabled since childhood.

SSDI is an insurance program for workers who have become disabled. To qualify, a person must have worked five of the last 10 years prior to becoming disabled (adults under age 31 have less stringent work requirements). SSI is an insurance program for disabled children or economically disadvantaged adults who have not accumulated enough years of work to qualify for SSDI.

Social Security Disability Income is a long-term disability income program that gives repayments to disabled workers/individuals who are under age 65 and who have paid a specified amount of Social Security tax for a given number of quarter-year periods. Its purpose is to provide income to people unable to work because of a disability.

To comply with social security disability income, you must be insured. That means you must have worked and paid into the program (mandatory payroll taxes) for five of the last 10 years. You must also meet Social Security’s definition of disability. Social Security’s definition of disability is that the person is unable to perform any substantial work due to a debilitating health condition. The disability should be expected to last or be expected to last for at least one year or to result in death.

Aside from these requirements, there are also various forms and documents that an applicant has to submit. These papers submitted will be carefully evaluated by the Social security Administration and will be used as one of the basis on whether the applicant qualifies or not.



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