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Aside from social security, old people can also enjoy health benefits thru the SSA's medical insurance program called Medicare. It usually covers medical/hospital expenses and drug prescriptions for people age 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).

Medicare's medical insurance covers certain medical services and items in hospitals and clinics. There are different types of coverage offered by Medicare: Part A, which is the Hospital Insurance program where people don't have to pay a monthly premium because a spouse or a member of the family has already paid for it through their payroll taxes while working. Part A helps cover expenses for inpatient care in hospitals, particularly critical access hospitals and skilled nursing facilities. It also gives coverage for hospice and/or home health care.

Part B, or the Medical Insurance program helps cover medical expenses like doctor's professional fees, outpatient care and other medical services that Part A doesn't cover. Since availing of the Part B program is optional, people who wish to get Part B insurance will have to pay a monthly premium, which can be deducted from your work payroll.

The premium that you pay for Part B will now be based on your income, as of January 1 2007. You can determine how much the monthly premium you should pay for Part B medical insurance by calling the Social Security hotline at 1-800-772-1213, or by speaking to one of our West Hills attorneys at Mesriani & Associates free of charge.

There are also different medical insurance programs that are offered by Medicare, like medical reimbursement plans. For some people, it does help them tremendously in covering their medical expenses. For assistance on how to avail of these medical services, it is advised that you seek help from an experienced insurance lawyer. Mesriani & Associates has been helping claimants from the district of West Hills for the past 30 years. Our West Hills attorneys have been very passionate with their practice in representing people who have legal issues with receiving their medical insurance. Let our West Hills attorneys help you with your insurance claim today. Call our toll-free number now and one of our lawyers will assist you shortly.
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