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Home > Social Security Attorneys > Social Security Insurance > Social Security Disability Insurance

Social Security Disability Insurance

An aid to financial needs
Social Security Disability Insurance (SSDI) is a insurance program covering most workers which is financed through payroll withholding. SSDI was designed to help people meet their financial obligations and/or obtain necessary medical treatment. If tax has been withheld from your paychecks consistently over the years, you are probably eligible for this coverage, which includes cash and health care benefits to qualified workers.
For a worker to qualify for Social Security Disability Insurance he must undergo Disability determination. An evaluating team consisting of a physician or a psychologist and disability-evaluation specialist will determine disability using these criteria:

1. A person who earns more than $500 a month cannot receive SSDI
2. The disability must have something to do with basic work related activities.
3. The claim is automatically processed if the disability is on the list Social Security maintains. If not, social Security will determine if it is of severity equal to one on the list.
4. The disability prevents the person from doing any other type of work which he is qualified.
5. The person’s disability interferes with the individual’s ability to perform the same kind of work he did for the past 15 years.


Social Security Disability Insurance SSDI is a cash benefit that may be available if a person is disabled, it is also defined as - a  disability insurance provides benefits that protect the policy holder in case of a disability or injury. Monthly cash benefits are paid to entitled disabled persons and to entitled auxiliary beneficiaries throughout the period of disability generally after a 5-month waiting period. Costs of vocational rehabilitation also are paid for certain beneficiaries. There are no restrictions on the use of Social Security Disability Hospital Insurance benefits received by beneficiaries, although the right to future benefits is not transferable or assignable.

A disabled worker is entitled to Social Security Disability Income Insurance benefits or Social Security Disability Insurance Benefit if he or she has worked for a sufficient period of time under Social Security to be insured, has not attained retirement age, has filed an application, and is under a disability as defined in the Social Security law. The insured status requirements depend upon the age of the applicant and the date he or she became disabled. Coverage credits under the social security systems of certain foreign countries with which have reciprocal agreements may be taken into account to meet the requirements. Certain family members of disabled workers are also entitled to social security disability insurance benefits : (1) Unmarried children under age 18, or under age 19 for students in elementary or secondary school; (2) unmarried adult offspring at any age if continuously disabled since before age 22; (3) wife or husband at any age if child in his or her care is receiving benefits on worker's Social Security record and is under age 16 or disabled; (4) spouse age 62 or over; and (5) divorced wives or husbands age 62 or over who were married to the worker for at least 10 years. The Social Security benefit for a spouse of a disabled worker is subject to a pension offset if the spouse receives a governmental pension based on his or her own work in non-covered employment.

Disability insurance from social security is a program designed to help with financial hardships throughout life, not just after retirement. Plus, this program assist you of the social security disability medicare supplemental insurance, health insurance for people on social security disability, unearned income for social security disability insurance and the disabled veteran social security disability insurance as well as the Social security disability insurance leukemia, Bipolar disorder social security disability insurance and the Social security disability insurance spinal fusion. If you are unable to work due to a disease or injury, you may be eligible for Social Security Disability benefits regardless of your age. But social security disability insurance claims are not always approved, in which case you might have a valid Social Security Disability case and need an Social Security lawyer for social security disability insurance attorney representation. You and your dependent children may be due thousands of dollars in past benefits. Our law office can assist you with your claim.


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