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Rsdi

RSDI stands for Retirement, Survivors, and Disability Insurance. The term is synonymous with social security disability, which is known by various other acronyms such as: SSD - social security disability and SSDI -social security disability insurance. The unspent portion of retroactive SSI and RSDI benefits is excluded from resources for the six calendar months following the month in which the individual receives the benefits.

Retroactive RSDI benefits are those issued in any month that is more than a month after the calendar month for which they are paid. Thus, RSDI benefits for January that are issued in February are not retroactive, but RSDI benefits for January that are issued in March are retroactive.

SSDI" stands for "Social Security Disability Insurance," an insurance program for workers who become unable to work. It is administered by the Social Security Administration ("SSA"), funded both by "FICA" tax withheld from workers' pay and by employer contributions, and pays qualifying disabled workers both cash and health care benefits. Workers who have worked and paid FICA tax for at least 5 of the 10 years prior to the date they become disabled typically are covered by SSDI. Another way of expressing this is: applicants must have worked 20 out of the 40 calendar quarters immediately preceding the onset date of disability to be covered. Younger workers can qualify with fewer years of work. You can apply for RSDI benefits at any SSA office.

The RSDI benefit is calculated on a disabled worker's past earnings, which means that different workers may receive different monthly checks. Recipients of RSDI qualify for Medicare benefits 24 months after their first monthly check. SSI recipients get Medicaid benefits immediately, without a waiting period. Benefits of RSDI recipients are not affected by the incomes of others, or by the beneficiary's own income that is not earned from current work. People who become disabled typically have a large drop in income, which SSDI can partially replace. This helps pay living expenses, and the "disability freeze" feature keeps a disabled person's earnings record current so he or she can receive a larger Social Security retirement check at age 65.

The Retirement, Survivors, and Disability Insurance program pays benefits to you, as a disabled individual, and certain members of your family if you are "insured." SSA used the term “insured” to refer to whether or not you, as the disabled individual, worked long enough to qualify and paid Social Security taxes during that working period. The Supplemental Security Income program pays benefits to individuals with disabilities based on an individual’s financial need. When a disabled individual applies for either program, SSA will collect medical and other information from that individual to determine whether or not he or she meets SSA’s definition of disability.



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