admin, Author at Social Security Law Attorney

Questions to ask oneself before making an online will

Posted on February 19, 2023February 19, 2023 by admin

Hello there! Do you know you don’t just think about writing a will before getting clarity about some things? Do you know it is wrong to write an online will without knowing what it takes? Of course, we’ve seen people doing this.

Remember, the online wills are free. And, of course, it is legal in Australia. So, anyone above 18 can write a will in Australia. But before you search for a template online, have you asked yourself some questions?

Have you thought about what you want to do? Honestly, an online will is a straightforward process. Nowadays, one can write one’s will without a lawyer’s consent. But there are factors to consider before writing a will online.

Why do you need to ask yourself some questions? There’s one thing about online will. Online will makers will not ask you deep questions. Instead, they want to know if you can write a will online. And once you’re qualified, you are good to go.

Hence, this article will address some questions you need to ask yourself. But before I proceed, it would be nice to create a piece of background knowledge. Therefore, let’s discuss the meaning of the online will.

What are online wills?

Do you have a property and want your loved ones to care for it? Then, you need to write a will. Honestly, there’s something about the man that is so unique. Man wants his properties and possessions to be in good condition even after death.

A will, otherwise known as the last will, is a legal document that states one’s intentions for distributing one’s assets and wealth after death. So, if a man wants to entrust his property into the hands of people that’ll look after it after his death, he needs to write a will.

There’s no doubt that everything is going digital. Remember, contact a lawyer face-to-face to explain how their properties will be shared. But in this age, one can write an online will. Some online will service providers have a template for writing one’s will.

Also, you need to create a to do list. Then, creating a will is easy. Online will is a straightforward process. So, one can also do a joint will online. Mind you; you can add your funeral service to the plan. I mean, you can list how you want your funeral service should be.

The legal documents you want to create online will include all your properties and assets. Yes! You must list out all your assets. Like, your bank accounts, cars, houses, and other assets. Thus, this easy process is a legally valid document.

What makes online will a legally valid document? An attorney will sign it. Remember, it’s an online form. Of course, you need a sound lawyer. So, with an online will, you will have peace of mind. I want to give your clear instructions.

Furthermore, you can use your property as special gifts for charity. Who can benefit from your property? Your family members, children, and other people can be your beneficiaries. Yes! You can create a lasting legacy.

Please decide on what to do with your life today. Yes! You need to decide. Hence, your executor will do it as you wishes.

In addition, please ensure you strike a deal with affordable online templates. There are online willmakers with fixed price. Your future is secure with an online will.

Hence, your loved ones, partner, and others can benefit from what you’ve achieved. Also, there are free online willmakers too. Just prepare your mind and do it without stress.

So, an online will is a legal document that can be created just like a will formed by a licensed lawyer. But, of course, an online will can be legally valid as carried out by an attorney.

Questions to ask oneself before making online will

Why do I need a will?

Dear reader, you need to ask yourself this question. There are many people out there that don’t know why they need a will. They just think it is good to write a will, and once everyone is free to do it online, they just proceed.

Honestly, it goes beyond that. First, you need to know what you’re trying to accomplish. Trust me; if you look into it very well, you might not need a will this time. So, please ask yourself why you need a will.

What kind of properties do I own?

Before one includes one’s assets in an online will, it is expedient to consider which possessions you must pass on. For example, do you have a valuable estate? Is your asset complex and complicated because it includes business interest?

Do you even possess assets that can be transferred to others easily? These questions are necessary. You need to ask yourself.

What do I want to happen to my property when I die?

This question is essential. There are several reasons why people write wills. First, some write wills because they want their businesses and name to function even after death.

On the other hand, some write will because they want their beneficiaries to enjoy their properties after they have gone. So, it depends on what you are thinking about. Hence, asking yourself this question will help you to know who gets what.

For instance, if your reason for writing will is that you want your businesses to continue growing even after your death, then you must entrust them into the hands of beneficiaries that are capable.

Furthermore, you will know the properties you can dash out.

Do I need to make arrangements for the care of my children?

Of course, this depends on how mature your children are. If your children are adults, you must consider them in your plans. But, on the other hand, if you have a grown child to handle your business, you need to entrust it to his hands.

Also, do you have minor children? If you have little children, you must arrange how to care for them after you’re gone.

Trust me; asking yourself this question will help you. Remember, a will is a legal document. Therefore, it’s an adult thing.

What arrangement do you want for the funeral and burial?

Do you have a plan for your funeral service? I had heard about people that donated organs when they died. Also, you may have a picture of how your funeral and burial will go. So you can add it to your online will.

Do you know some people requested specific places their loved ones should bury them when they die? Yes! It was included in the online will they wrote. So, there’s nothing wrong with thinking about your funeral and burial. If you have something to chip in, you will do it.

How many online options should I consider?

From my end, I advise you to take your time and search for the best online will service providers. But, unfortunately, there are countless online will makers today. Hence, one needs to be careful.

For instance, if there are fifteen online will services to choose from, please do thorough research on them all. Then, you can check their reviews before working with any of them.

On a final note

Dear reader, I hope you’ve seen something profound here. The above-listed information is enough to make things work for you. Trust me; if you can ask yourself the above-listed questions, you are good to go.

Finally, your opinion counts. Thus, please ask more questions or share your thoughts regarding this topic with me. Thanks for reading.

Social Security Law Attorney

Posted on February 9, 2023February 19, 2023 by admin

“Disability means incapability to engage in any considerable gainful activity by reason of any medically determinable physical or mental injury which can be expected to result in death or has lasted or can be expected to last for a continuous period of not less than 12 months. Therefore, if you cannot work because of a physical or mental condition that is expected to last at least one year or result in death, you may be entitled for Social Security Law benefits with the help of a Social Security Law Insurance Lawyer. People with disabilities, including children, who have little income and few resources, also may be eligible for disability payments through the Supplemental Security Income (SSI) program.

The Old age, Survivors’, and Disability Insurance (OASDI) program and wills online Australia offered by a Social Security Law Benefit Lawyer provides benefits for the aged, for the disabled, and for survivors of deceased workers. To satisfy the meaning of disability used by Social Security, a person\’s disability or impairment must meet or equal the level of rigorousness described in the Social Security listing book. This is essentially the manual that describes dozens of conditions, ranging from arthritis and high blood pressure to asthma, heart failure, and depression. Satisfying the criteria quoted in the listing book will guarantee a disability approval.

The Social Security and Supplemental Security Income disability programs are the largest of several national programs that provide support to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program. If you become disabled, you should file for disability benefits as soon as possible. You can ask for the help of a Social Security Short Term Disability Lawyer to help you with your needs. Regardless of what anyone tells you, it\’s good advice, if you are disabled and unable to work, to pursue a claim for Social Security Law, based on disability, and get it filed immediately through a Social Security Long Term Disability Lawyer. The reason for this is disability claims can take a very long time to process. This isn\’t true in all cases, but it is in most. Unfortunately, many claimants for disability benefits have experienced severe problems and hardship simply because they had no idea how long the process would be, and only realized when it was too late that they should have filed an application much much sooner. Social Security Law is your safeguard for a worry-free, trouble-free and contented life.

More to read: Most FAQS and Answers on Property Law

Social Security Disability Benefits

Posted on February 3, 2023February 19, 2023 by admin

Disability defined

The Social Security Act defines disability as a “person’s inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or can be expected to last for a continuous period of not less than 12 months”.

Social Security Disability Benefits

There are five major types of Social Security Disability Benefits:

Disability Insurance Benefits
Disabled Widow’s and Widower’s Benefits
Disabled Adult Child Benefits
Supplemental Security Income (SSI) benefits
SSI Child’s Disability benefits

Disability Insurance Benefits

This type is the most important amongst the Social Security Disability Benefits. Such is provided to individuals who have worked for at least 10 years in the US and who have now become disabled.

Disabled Widow’s and Widower’s Benefits

These benefits are paid to individuals who are at least 50 years of age and have become disabled within a certain amount of time after the death of their husbands or wives. The late husband or wife must have worked enough to be insured by Social Security.

Disabled Adult Child Benefits

Such benefits are granted to children whose parents become deceased or disabled. In order to qualify, the child must have experienced this before age 22. It is important to know that for Disability Insurance Benefits, Disabled Widow’s or Widower’s Benefits and Disabled Adult Child Benefits, it is immaterial whether the disabled individual is rich or poor. Benefits are granted based upon a record of Social Security earnings.

Supplemental Security Income Benefits

This type of Social Security Disability Benefits is given to individuals who are poor and are disabled. It is not a basis here whether an individual has worked in the past or not.

SSI Child’s Disability Benefits

These benefits are paid to children who become disabled under the age of 18. The way in which disability is being determined here is a bit different for children.

Social Security Privatization Affecting African Americans

Posted on January 26, 2023February 19, 2023 by admin

Franklin Roosevelt established the Old Age Survivors and Disability Insurance Program (OASDI) otherwise known as Social Security to provide protection from the economic fear of sickness, accident, old age and unemployment. As all workers will eventually grow old, become disabled or die, Social Security will provide them and their families with economic security.

Social Security is the main source of retirement income for forty percent of elderly African Americans. Most African Americans are more likely to rely on social security as their only income in old age. This is because of the discrimination in the labor market that limits the opportunity of African Americans to get jobs that offer pension benefits. Additionally, African American workers today are employed in low wage jobs and most experience poverty and underemployment. They have less ability to save and invest for their retirement. As a result, they may depend almost exclusively on Social Security after they retire.

Because African Americans have lower life expectancies than white or Hispanics they are expected to receive benefits for fewer years. While it is true that African American men die at younger ages, they usually die at considerably younger ages, rather than dying at or just prior to retirement. Further, African Americans have higher rates of disability and are more likely to receive benefits from the Social Security disability insurance program. Hence, privatizing Social Security would worsen the earnings difference between African Americans and whites since benefits would be based solely on individual savings. Privatization would simply allow lower income workers including the African American workers to place higher portions of their income into the private accounts. This places greater risk and places their retirement income subject to the uncertainties of the stock market.

Furthermore, practically all of the privatization plans focus on the retirement aspects of the Social Security program but not on the other programs of the system. While proponents of private accounts assert that they would protect the disability and survivors programs, they provide no information on the level of support that would exist in the future, and they do not explain how these benefits would be financed. This would leave African Americans, who benefit excessively from these programs, with even more uncertainty if plans to privatize Social Security are successful. They are more likely to be injured than supported by the removal of the Social Security retirement benefits and their replacement with individual accounts.

Related: Social Security Law Attorney